Friday, July 29, 2011
Tuesday, July 26, 2011
News for you to read from Channel NewsAsia
BlackBerry PlayBook is not all work and no play http://www.channelnewsasia.com/stories/technologyfeatures/view/1143113/1/.html
Sent from My iPad
News for you to read from Channel NewsAsia
China sub makes first dive to below 5,000m: report http://www.channelnewsasia.com/stories/afp_asiapacific/view/1143129/1/.html
Sent from My iPad
Monday, July 25, 2011
How to Budget?
Goals - Needs - Wants
Why Should I Have One?
How Do I Start a Budget?
How Do I Decide Where to Spend My Money?
How Do I Stick to My Budget?
When Should I Change My Budget?
The following questions may help you decide what to do ;
- Which spending can't be cut?
- What is the minimum I need to live on?
- Which spending is Needs and which is Wants?
- What would happen if I delayed some of my spending?
- Can I buy cheaper substitutes?
Here are some suggestions that can help you stick to your budget ;
- Pay necessary bills first. If possible, try to stretch your bills out evenly over the month so they are not all due on the same day.
- Save some money every month, no matter how small. You just want to form that habit.
- Make a list before you go shopping. When you shop, remember the difference between needs and wants.
- Plan ahead and buy item on sale. Check out discount stores and garage sales. Share reusable items with family and friends.
- Stay away from stores or places where you waste money!.
- Learn ways from family and friends to save money and follow a plan.
- Keep a record of where you spend money and how much money is spent. Make it simple and easy to do.
- Compare this record to your written money plan so you can see if you are following your spending decisions.
Source - NST.
Why Should I Have One?
How Do I Start a Budget?
How Do I Decide Where to Spend My Money?
How Do I Stick to My Budget?
When Should I Change My Budget?
The following questions may help you decide what to do ;
- Which spending can't be cut?
- What is the minimum I need to live on?
- Which spending is Needs and which is Wants?
- What would happen if I delayed some of my spending?
- Can I buy cheaper substitutes?
Here are some suggestions that can help you stick to your budget ;
- Pay necessary bills first. If possible, try to stretch your bills out evenly over the month so they are not all due on the same day.
- Save some money every month, no matter how small. You just want to form that habit.
- Make a list before you go shopping. When you shop, remember the difference between needs and wants.
- Plan ahead and buy item on sale. Check out discount stores and garage sales. Share reusable items with family and friends.
- Stay away from stores or places where you waste money!.
- Learn ways from family and friends to save money and follow a plan.
- Keep a record of where you spend money and how much money is spent. Make it simple and easy to do.
- Compare this record to your written money plan so you can see if you are following your spending decisions.
Source - NST.
Sunday, July 24, 2011
PERPADUAN JEMAAH ISLAM
Semua pihak kena ikhlas untuk memastikan perpaduan Jemaah Islam. Jangan hanya mengutamakan kepentingan bangsa lebih dari agama dalam berpolitik. Jangan menggunakan agama untuk kepentingan politik. Sama-samalah kita fikirkan.
@ Zainal Zakariah / 24 Julai 2011.
@ Zainal Zakariah / 24 Julai 2011.
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