Information on Palm Oil Industry, Milling Operation, Quality Management System (ISO 9001), Environmental Management System (ISO 14001), RSPO, Environments, Sustainability, Management, Motivation, New Technology, Financial Planning, Health-care, History of Islam and Personal Experiences.
Friday, September 30, 2016
Saturday, June 18, 2016
Points to Ponder Before Retiring
01. RETIREMENT GOAL SETTING
02. know your net worth value
03. BUDGETING AND COMMITMENTS
04. clear or reduce your debts
05. REVIEW YOUR HEALTHCARE AND
LIFE INSURANCE OR FAMILY
TAKAFUL
06. asset preservation for sustainability
07. CREATE OR UPDATE YOUR
ESTATE PLANNING
08. use your EPF, gratuity or pension
wisely
09. ESTABLISH PASSIVE INCOME
10. fail to plan, plan to fail for retirement
..... A retirement plan should be done earlier for a comfortable retirement. Investment portfolios should be frequently reviewed to identify and rectify any forthcoming shortfalls. Planning your retirement is not just about accumulating wealth and having substantial net worth. It is also about how you can gain the best from it, inspire others and live your life to the fullest.
Source : Calibre / Public Mutual
Sunday, June 12, 2016
a simple way to reduce stress
- gardening helps to relieve stress and "attention fatigue"
- gardeners are more likely than non-gardeners to report being "happy" and satisfied with their lives
- many gardeners start out gardening because they want to sample some homegrown food but end up sticking with gardening because of how it feeds their mind and soul
Source : Calibre / Public Mutual
Saturday, June 11, 2016
8 QUICK TIPS : HOW TO BE HAPPY IN THE NEXT 30 MINUTES
- GET UP AND GET MOVING
- get outdoors
- REACH OUT TO OTHERS
- complete a task you've been avoiding
- ORGANIZE AND DE-CLUTTER
- do a good deed
- SMILE
- learn something new
Source : Calibre / Public Mutual
Tuesday, June 7, 2016
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