- FINANCIAL FREEDOM ACCOUNT (10%) - for saving and investment to generate more money
 - LONG TERM SAVINGS FOR SPENDING (10%) - for an expensive item like going for holiday or buying a plat-screen LCD TV
 - NECESSITIES ACCOUNT (55%) - for all your daily expenses
 - EDUCATION (10%) - for investing on your own or children education
 - GIVE ACCOUNT (5%) - for contributing to others
 - PLAY ACCOUNT (10%) - for celebrating your success
 
Source - NST
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